Decision tool · net proceeds
Model the path to net proceeds.
A transparent planning worksheet — not a quote, valuation, tax opinion, or promise. Change any input and the picture redraws.
Illustrative inputs.Values stay on this page and are not written to a URL, browser storage, or a brief.
Illustrative default · $1,500,000 sale
Every assumption stays visible.
Expected sale price$1,500,000
Brokerage assumption · 6%$90,000
NYC Real Property Transfer Tax · 1.425%$21,375
NYS transfer tax · 0.4%$6,000
Legal / miscellaneous$4,500
Illustrative net before mortgage payoff$1,378,125
NYC RPTT at 1% up to $500,000 and 1.425% above; NYS transfer tax at 0.4%, or 0.65% above $3,000,000. Statutory 2026 rates for residential transfers. Confirm applicable taxes and fees with qualified professionals.